A product of Biu Capital Limited.
Biu Capital Limited is a Non-Bank Financial Institution that was established under the Banking and Financial Services Act. We were incorporated in Zambia as a company limited by shares in 2019, and licensed by the Bank of Zambia.
Biu Capital Ltd is a FinTech embracing Digital Finance to provide financial inclusion to persons both in public and private sectors at competitive rates as well as flexible repayment periods. Rural area outreach is our target.
Our digital platforms provide our esteemed customers with great convenience to transact from anywhere and at anytime. We are committed to helping uplift people's livelihoods through affordable loan products.
ZamCredit is the discovery-and-matching layer on top of our own lender portfolio. We put forward three flagship products — ZamLoan for civil servants and salaried staff on payroll, Biumoney for short-term civil-service advances, and our newest open-access mobile product YangaLoan — alongside our long-running legacy small-cash service Zamcash for existing customers. One NRC, the right product for where you are.